Portfolio Management

As licensed Personal Financial Specialists and Certified Public Accountants, Carolina Wealth Management has the knowledge and experience to execute complex, sophisticated trading strategies. Clear communication with our clients about their objectives and investments is a top priority. The areas where we provide you guidance include:

Asset Allocation

We take the time to get to know you well before proposing an investment strategy. We always base our asset allocation decisions on how much or how little risk you are comfortable assuming. No matter what the strategy, we provide a structured approach that eliminates the emotion-based mistakes that can devastate investors who invest based on impulse, rather than on solid planning.

Tax Optimization

We manage our clients’ portfolios with tax consequences in mind. As CPAs, we are able to leverage our extensive tax planning experience when developing financial planning strategies.

Risk Management and Diversification

We manage the risk of investing by diversifying your holdings among different sectors and types of assets. Diversification increases the stability of your investments while maintaining the potential for growth. In choosing an asset mix for your portfolio, we are always guided by your individual tolerance for risk.

Contact Us to Find Out More

If you want portfolio management with a client-centered approach, contact us to find out more.

Personalized Service

At Carolina Wealth Management, we always take a client-centered approach. We believe that the better we know you, the more we can help you meet your financial goals. We put a high value on earning your trust, on being transparent and communicating clearly.

Long-Term Relationship

We like to establish long-term relationships with our clients. It’s the best way to help them meet their long-term goals. As our client, you and one of our trusted advisors will work together, over the long term, to manage and increase your wealth. We treat each client meeting as an opportunity to catch up with a friend rather than a sterile client meeting. These conversations are what help us understand our clients’ priorities and goals in life. Knowing this about our clients gives us a unique advantage when designing investment strategies.

Your Goals

We start our planning by listening carefully to you, finding out who you are and what you hope to achieve and what your goals are. Our job is to help you reach those goals. Whether you are planning for retirement, saving for your child’s education, making estate plans, moving money from cash into the market, selling a business, investing a windfall or pursuing any other financial objective, our professional planning services help you maximize your gains while reducing your risk and your tax exposure.

Investment Discipline

A key part of our planning process is assessing your risk sensitivity. Based on your tolerance for risk, we propose an investment strategy. By following a disciplined investment plan, we can avoid the mistakes that investors make when they act on spur-of-the-moment impulses based on emotion, such as panic selling, following trends, and attempts at market timing. Emotional investing is dangerous. It can destroy financial plans and deplete portfolios. The disciplined approach that we practice provides the best long-term results, without taking on unnecessary risk.

Trust Your Wealth with Us

Looking for a client-centered advisor to help you grow your wealth over the long term? Let’s sit down and talk soon.

Life Events

When Should You Consult a Professional Wealth Advisor?

Any time is a great time to begin maximizing and safeguarding your wealth. It is especially important to seek professional wealth management guidance when you:

  • Have inherited assets. We can help you create a strategic investment plan designed to align with your financial goals.
  • Are rolling over a 401(k) or other qualified retirement plan. Have you recently changed jobs and have retirement assets sitting in an old 401 (K)? Rollovers must be done correctly to preserve your account’s tax advantages. A mistake could be costly. Rollovers may also present an opportunity to choose a more beneficial type of account that provides access to greater options that are more appropriate. We will advise you on the best method for preserving and growing the money that will fund your retirement.
  • Are selling your interest in a business. Whether you want to use the proceeds from the sale of a business interest to fund your retirement, or seeking new investment opportunities, we can help you safely maximize your gains.
  • Are implementing a retirement plan into a small business. We can advise you on how to set up a retirement plan for your small business that meets all applicable regulations.
  • Have won a lottery or legal settlement. People who win the lottery often spend their new-found funds quickly and soon run out. We can help you invest your windfall wisely so that it will continue to generate income long into the future.
  • Are moving cash savings into marketable securities. Investing in securities is a crucial part of growing your wealth. We understand that people have different tolerances for risk. We will guide your investments according to how much risk you are comfortable taking on.

Whenever a life event changes your financial situation, contact Carolina Wealth Management.

Comprehensive Planning

Wealth management takes many forms. The key is always planning wisely for the future. With Carolina Wealth Management, you have comprehensive financial planning and management services for every stage of life. Our services include:

College Planning

Planning in advance for college or other educational expenses offers significant tax advantages. We create a plan that is the best fit for your family’s needs, which may include 529 College Savings Plan or Coverdell Education Savings Account.

Retirement Planning

Our strategic, disciplined approach to retirement planning will help you enjoy the years you’ve dreamed about. Our expertise in IRAs — including SEPs and SIMPLE IRAs — 401(k) plans, and pension and profit sharing plans empower us to guide you to achieving your goals.

Estate Planning

A comprehensive estate plan gives you peace of mind. We have expertise in all aspects of trusts and estates, including business ownership succession planning, charitable remainder trusts, and insurance needs analyses.

Tax Planning

In addition to being licensed financial advisors, Keith Dooley and Rod Dooley are Certified Public Accountants and Personal Financial Specialist. We provide tax planning and accounting services for individuals, families, and businesses. We can help to resolve IRS and state tax issues. We also provide business advisory services through our affiliate CPA firm, Dooley and Company, LLC. In addition, our expert knowledge of taxation provides a firm basis for
all the planning that we do, including education, retirement, and estate planning.

Contact Us for All Your Wealth Planning Needs

Carolina Wealth Management is conveniently located in Lexington, South Carolina. We serve clients throughout the Carolinas, including Columbia, West Columbia, Gilbert, St. Matthews, Charleston, Edisto Beach, Beaufort, Bluffton, and Hilton Head. Give us a call. We would be glad to discuss how we can help you plan for a secure and prosperous future.